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Hello Guys! I hope you all are fine. Today, I am back with another new trick to Check Your Credit Score for Free using Paytm app. This is an official and verified trick. So, You can try this if you have any Credit card or want to buy Credit card.
Why Credit Card?
In current era, Most of the users user Credit Card because they can’t pay the amount of any product at once. So, Credit card is one of the best option. You just buy product using credit card and pay the amount in the form of EMI to the bank. But Everybody doesn’t get the Credit Card.
The Process of Getting Credit card if you are new is little bit complicated. Every bank checks your credit score and therefore give your Credit card or Decides your credit card limit. Here are some key factors which determines your Credit Score.
- Credit Card Utilization (If already have).
- Payment/Transaction History.
- Age of your Bank Account
- Total Bank Accounts
- Credit Enquires.
Well you can Check your Credit Score with the help of many website but they charge your some amount to check your credit score. But, Today, We found a trick to Check Credit Score for Free using a Paytm application. If you are thinking to get a Credit Card, you must check your score before it.
Also read: CRED App – Get Rs.1000 Bonus and Refer and Earn Rs.500
How to Check Credit Score For Free in Paytm?
1 . First of all, make sure you have a latest Version of Paytm App.
2. Open the app and Login with Mobile Number and Password.
3. Scroll down to the bottom of homepage.
4. You will see an option “Check your Credit Score for Free“.
5. Click on that option and It will ask some details.
6. Enter your First Name, Last Name, Mobile Number, Email.
7. Enter your PAN Number and DOB (Required).
8. Accept the terms and Click on Submit button.
9. For first time, it will ask an OTP to verify your mobile number.
10. Now, It will automatically calculate/Check your Credit score using your PAN number.
11. A Good Credit Score is somewhere between 700 – 900. If you have it then you are good to go.
Note: Checking the Credit/CIBIL Score from Paytm doesn’t affect your Score. You can try it without any hesitation.
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